2021

Founded

$55,600,000

Total Loan Volume

370

Loans Funded

Welcome to Stepup Capital

About Us

Welcome to Stepup Capital

About Us

Stepup Capital is your premier destination for customized loan solutions tailored to your business needs. With a focus on flexibility and growth, we provide financing options that align with your objectives. Whether you're a budding startup or an established enterprise, our dedicated team is committed to supporting your journey to success. Trust Stepup Capital for innovative loan offerings designed to empower your business to thrive and prosper.

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USP

Private Money Loans Close Quickly

Our efficient process allows us to expedite loans faster than competitors, potentially closing in as little as 48 hours.

Locally Focused And Simplified

As a Texas-centric lender, you'll interface directly with our team, guaranteeing your loan remains untouched and won't be passed on to third parties.

Building Enduring Connections

Committing to building strong, enduring connections that go beyond transactions. Our focus is on fostering trust, mutual respect, and loyalty, ensuring relationships that withstand the test of time.

Our Services

Buy & Hold Product

Application Fee : $999

Interest Rate :
9.5% for the first 2 months
15.5% for the next 4 months
Loan Term : 6 months

Extensions : You can extend once without any upfront fee. But for more extensions, you'll need to pay a Loan Modification Fee and 1 Point upfront.

Apply Now
Fix & Flip Product

Application Fee : $999

Interest Rate :
Fixed, ranging from 12.5% to 15%
Loan Term : 6 months

Extensions : You can extend once without any upfront fee. But for more extensions, you'll need to pay a Loan Modification Fee and 1 Point upfront.

Apply Now
New Construction Loan

Application Fee : $999

Interest Rate :
Fixed at 1.5% per month
Loan Term : 12 months

Extensions : You can extend once without any upfront fee. But for more extensions, you'll need to pay a Loan Modification Fee and 1 Point upfront.

Apply Now

Property Types

Residential Properties

Single-family homes buy and hold, fix and flip and new construction.

Commercial Properties

Retail spaces, office buildings, industrial
wholesale deal.

Why Stepup Capital?

Strategic Financial Partnership

Stepup Capital transcends traditional lending, offering strategic collaboration for your financial triumph.

Tailored Solutions For Unique Needs

Embrace bespoke advice and solutions crafted to match your distinct circumstances and aspirations.

Trusted Guidance With Integrity

Rely on Stepup Capital's team for transparent, reliable, and ethical guidance, ensuring your best interests always come first.

Extensive Experience and Expertise

Benefit from our team's profound industry knowledge and dedication to realizing your financial goals.

Comprehensive Support For Every Journey

Whether you're a seasoned investor or a novice borrower, Stepup Capital stands by you at every stage, empowering you to seize new opportunities and elevate your financial trajectory.

How can Stepup Capital assist you?

Stepup Capital can provide tailored financing solutions to meet your specific needs, whether you're investing in real estate, funding a business venture, or seeking capital for personal reasons. We offer competitive rates, flexible terms, and personalized service to help you achieve your financial goals. Let us partner with you to unlock opportunities and propel your success forward.

Client Testimonials

"Working with Stepup Capital was seamless from start to finish. They guided us through our first renovation, ensuring all documents were in order and closing in just two weeks. Every draw was in our account within three days, and they handled our extension smoothly when we needed more time to find an 80% LTV lender. Thanks to Stepup Capital, our project was a success. Highly recommend for new investors!"

— John Smith

"As an experienced investor, I’ve seen it all, but Stepup Capital stands out. They are not only skilled lenders but also investors who understand both sides of the deal. Their professionalism and personal touch make them exceptional. I highly recommend them for anyone considering hard money borrowing."

— Sarah Johnson

"Stepup Capital made our investment journey smooth and hassle-free. They were prompt with their responses, and the entire loan process was efficient and transparent. We were especially impressed with their quick disbursement of funds, which kept our project on track. We would definitely work with them again."

— Michael Brown

"Stepup Capital has been an incredible partner in our real estate ventures. Their deep understanding of both lending and investing provided us with invaluable insights. The team’s professionalism and dedication made the entire process straightforward and stress-free. We highly recommend their services."

— Emily Davis

"Our experience with Stepup Capital was outstanding. They offered flexible terms and worked with us to meet our specific needs. Their expertise and support were crucial in helping us complete our rehab project successfully. We appreciate their commitment to customer satisfaction and look forward to future collaborations."

— James Wilson

"Choosing Stepup Capital was the best decision for our real estate project. They were efficient, reliable, and supportive throughout the entire process. Their ability to understand our goals and provide tailored solutions made all the difference. We highly recommend them for any hard money lending needs."

— Olivia Martinez