/* ── Underwrite Tool Styles ──────────────────────────────── */

/* Hero */
.uw-hero {
  padding: 120px 0 48px;
  text-align: center;
}
.uw-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(39,170,225,0.12);
  border: 1px solid rgba(39,170,225,0.3);
  color: var(--purple);
  font-size: 13px;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 20px;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.uw-hero-title {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 16px;
}
.uw-hero-sub {
  font-size: 17px;
  color: var(--text-muted);
  max-width: 540px;
  margin: 0 auto;
  line-height: 1.6;
}

/* Tool layout */
.uw-tool-wrap {
  padding: 0 0 80px;
}
.uw-tool {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 24px;
  align-items: start;
}
@media (max-width: 960px) {
  .uw-tool { grid-template-columns: 1fr; }
}

/* Input Panel */
.uw-input-panel {
  padding: 32px;
  border-radius: 20px;
  position: sticky;
  top: 90px;
  overflow: visible;
}
.uw-field .autocomplete-list {
  z-index: 999;
}
.uw-panel-header { margin-bottom: 28px; }
.uw-panel-title {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 4px;
}
.uw-panel-sub { font-size: 13px; color: var(--text-muted); }

/* Sections */
.uw-section {
  margin-bottom: 28px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--glass-border);
}
.uw-section:last-of-type { border-bottom: none; }
.uw-section-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--purple);
  margin-bottom: 16px;
}

/* Fields */
.uw-field { margin-bottom: 14px; }
.uw-field label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 6px;
}
.uw-optional { font-weight: 400; color: var(--text-dim); font-size: 12px; }
.uw-field input,
.uw-field select,
.uw-field textarea {
  width: 100%;
  background: rgba(255,255,255,0.04);
  border: 1px solid var(--glass-border);
  border-radius: 10px;
  padding: 10px 14px;
  color: var(--text-primary);
  font-size: 14px;
  font-family: inherit;
  outline: none;
  transition: border-color 0.2s;
  box-sizing: border-box;
}
.uw-field input:focus,
.uw-field select:focus,
.uw-field textarea:focus {
  border-color: var(--purple);
  background: rgba(39,170,225,0.04);
}
.uw-field select { appearance: none; cursor: pointer; }
.uw-field textarea { resize: vertical; min-height: 64px; }
.uw-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (max-width: 540px) { .uw-row { grid-template-columns: 1fr; } }

/* Live metrics strip */
.uw-live-metrics {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin-top: 16px;
  background: rgba(255,255,255,0.03);
  border: 1px solid var(--glass-border);
  border-radius: 12px;
  padding: 12px;
}
.uw-live-metric { text-align: center; }
.uw-live-label { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--text-dim); display: block; margin-bottom: 4px; }
.uw-live-val { font-size: 14px; font-weight: 700; color: var(--text-primary); }
.uw-live-val.pass { color: #8DC63F; }
.uw-live-val.warn { color: #facc15; }
.uw-live-val.fail { color: #f87171; }

/* Submit button */
.uw-submit-btn {
  width: 100%;
  justify-content: center;
  gap: 8px;
  padding: 14px;
  font-size: 15px;
  border-radius: 12px;
  margin-top: 4px;
}

/* ── Results Panel ─────────────────────────────────────── */
.uw-results-panel { min-height: 500px; }

/* Waiting */
.uw-waiting {
  border-radius: 20px;
  padding: 48px 40px;
  text-align: center;
  min-height: 500px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 16px;
}
.uw-waiting-icon {
  width: 80px; height: 80px;
  background: rgba(39,170,225,0.1);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 8px;
}
.uw-waiting h3 { font-size: 22px; font-weight: 700; }
.uw-waiting p { color: var(--text-muted); max-width: 340px; line-height: 1.6; font-size: 15px; }
.uw-will-analyze {
  display: flex; flex-direction: column; gap: 10px;
  text-align: left; margin-top: 8px;
}
.uw-will-item {
  display: flex; align-items: center; gap: 10px;
  font-size: 14px; color: var(--text-muted);
}

/* Loading */
.uw-loading {
  border-radius: 20px;
  padding: 48px 40px;
  min-height: 500px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 32px;
  text-align: center;
}
.uw-loading h3 { font-size: 20px; font-weight: 700; }
.uw-loading-brain {
  position: relative;
  width: 80px; height: 80px;
  display: flex; align-items: center; justify-content: center;
}
.uw-pulse-ring {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  border: 2px solid var(--purple);
  animation: pulseRing 1.5s ease-out infinite;
}
@keyframes pulseRing {
  0%   { transform: scale(1); opacity: 0.8; }
  100% { transform: scale(1.8); opacity: 0; }
}
.uw-loading-steps { display: flex; flex-direction: column; gap: 12px; text-align: left; }
.uw-load-step {
  display: flex; align-items: center; gap: 12px;
  font-size: 14px; color: var(--text-dim);
  transition: color 0.3s;
}
.uw-load-step.active { color: var(--text-primary); }
.uw-load-step.done { color: #8DC63F; }
.uw-load-dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--glass-border);
  flex-shrink: 0;
  transition: background 0.3s;
}
.uw-load-step.active .uw-load-dot { background: var(--purple); animation: dotPulse 0.8s ease-in-out infinite alternate; }
.uw-load-step.done .uw-load-dot { background: #8DC63F; animation: none; }
@keyframes dotPulse { from { transform: scale(1); } to { transform: scale(1.5); } }

/* Analysis Results */
.uw-analysis { display: flex; flex-direction: column; gap: 16px; }

/* Grade bar */
.uw-grade-bar {
  border-radius: 16px;
  padding: 20px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.uw-grade-left { display: flex; align-items: center; gap: 16px; }
.uw-grade-badge {
  width: 64px; height: 64px;
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  font-size: 32px; font-weight: 900;
  flex-shrink: 0;
}
.uw-grade-badge.grade-A { background: rgba(141,198,63,0.2); color: #8DC63F; border: 2px solid #8DC63F; }
.uw-grade-badge.grade-B { background: rgba(39,170,225,0.2); color: #27AAE1; border: 2px solid #27AAE1; }
.uw-grade-badge.grade-C { background: rgba(250,204,21,0.2); color: #facc15; border: 2px solid #facc15; }
.uw-grade-badge.grade-D { background: rgba(251,146,60,0.2); color: #fb923c; border: 2px solid #fb923c; }
.uw-grade-badge.grade-F { background: rgba(248,113,113,0.2); color: #f87171; border: 2px solid #f87171; }
.uw-decision { font-size: 18px; font-weight: 700; }
.uw-decision-reason { font-size: 13px; color: var(--text-muted); margin-top: 2px; }
.uw-confidence { text-align: right; }
.uw-confidence-label { font-size: 11px; text-transform: uppercase; letter-spacing: 0.06em; color: var(--text-dim); }
.uw-confidence-val { font-size: 28px; font-weight: 800; background: linear-gradient(135deg, #27AAE1, #8DC63F); -webkit-background-clip: text; -webkit-text-fill-color: transparent; }

/* Metrics grid */
.uw-metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}
@media (max-width: 700px) { .uw-metrics-grid { grid-template-columns: repeat(2, 1fr); } }
.uw-metric-card {
  border-radius: 14px;
  padding: 16px;
  text-align: center;
}
.uw-metric-label { font-size: 11px; text-transform: uppercase; letter-spacing: 0.06em; color: var(--text-dim); margin-bottom: 6px; }
.uw-metric-val { font-size: 22px; font-weight: 800; margin-bottom: 4px; }
.uw-metric-status { font-size: 12px; font-weight: 700; margin-bottom: 4px; }
.uw-metric-status.pass { color: #8DC63F; }
.uw-metric-status.warn { color: #facc15; }
.uw-metric-status.fail { color: #f87171; }
.uw-metric-note { font-size: 11px; color: var(--text-dim); }

/* Cards */
.uw-card {
  border-radius: 16px;
  padding: 20px 24px;
}
.uw-card-header {
  display: flex; align-items: center; gap: 8px;
  font-size: 14px; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.05em;
  color: var(--purple);
  margin-bottom: 14px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--glass-border);
}
.uw-card-header.uw-green { color: #8DC63F; }
.uw-card-header.uw-red   { color: #f87171; }
.uw-card-header.uw-amber { color: #facc15; }
.uw-card-body p { font-size: 14px; color: var(--text-muted); line-height: 1.6; margin-bottom: 10px; }
.uw-card-body p:last-child { margin-bottom: 0; }

/* Market trend badge */
.uw-market-trend {
  display: inline-block;
  font-size: 12px; font-weight: 700;
  padding: 3px 10px;
  border-radius: 999px;
  margin-bottom: 10px;
}
.uw-market-trend.Appreciating { background: rgba(141,198,63,0.15); color: #8DC63F; }
.uw-market-trend.Stable       { background: rgba(39,170,225,0.15); color: #27AAE1; }
.uw-market-trend.Softening    { background: rgba(250,204,21,0.15); color: #facc15; }
.uw-arv-note { font-style: italic; color: var(--purple) !important; }

/* Strengths & Risks */
.uw-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 600px) { .uw-two-col { grid-template-columns: 1fr; } }
.uw-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 8px; }
.uw-list li {
  font-size: 13px; color: var(--text-muted);
  line-height: 1.5;
  padding-left: 20px;
  position: relative;
}
.uw-strengths .uw-list li::before { content: '✓'; position: absolute; left: 0; color: #8DC63F; font-weight: 700; }
.uw-risks    .uw-list li::before { content: '!'; position: absolute; left: 0; color: #f87171; font-weight: 700; }
.uw-conditions-card .uw-list li::before { content: '→'; position: absolute; left: 0; color: #facc15; font-weight: 700; }

/* Terms */
.uw-terms-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
@media (max-width: 600px) { .uw-terms-grid { grid-template-columns: repeat(2, 1fr); } }
.uw-term { }
.uw-term-label { display: block; font-size: 11px; text-transform: uppercase; letter-spacing: 0.06em; color: var(--text-dim); margin-bottom: 4px; }
.uw-term-val { font-size: 18px; font-weight: 700; color: var(--text-primary); }

/* Notes */
.uw-notes-text { font-size: 14px; color: var(--text-muted); line-height: 1.7; }

/* CTA */
.uw-cta {
  display: flex; gap: 12px;
  flex-wrap: wrap;
}
.uw-cta .btn { flex: 1; justify-content: center; text-align: center; }

/* Disclaimer */
.uw-disclaimer {
  font-size: 11px;
  color: var(--text-dim);
  line-height: 1.5;
  text-align: center;
  margin-top: 4px;
}

/* Autocomplete reuse */
.uw-field .autocomplete-wrap { position: relative; }
.uw-field .autocomplete-list {
  position: absolute;
  top: calc(100% + 4px);
  left: 0; right: 0;
  background: #1a2332;
  border: 1px solid var(--glass-border);
  border-radius: 10px;
  list-style: none;
  padding: 6px;
  margin: 0;
  z-index: 100;
  display: none;
  max-height: 220px;
  overflow-y: auto;
}
.uw-field .autocomplete-list.open { display: block; }
.uw-field .autocomplete-list li {
  display: flex; align-items: center; gap: 8px;
  padding: 9px 10px;
  font-size: 13px; color: var(--text-muted);
  border-radius: 7px;
  cursor: pointer;
}
.uw-field .autocomplete-list li:hover,
.uw-field .autocomplete-list li.active { background: rgba(39,170,225,0.1); color: var(--text-primary); }
.uw-field .autocomplete-list li svg { flex-shrink: 0; color: var(--purple); }

/* Input prefix inside uw-field */
.uw-field .input-prefix-wrap {
  position: relative;
}
.uw-field .input-prefix-wrap .input-prefix {
  position: absolute;
  left: 12px; top: 50%;
  transform: translateY(-50%);
  color: var(--text-dim);
  font-size: 14px;
  pointer-events: none;
}
.uw-field .input-prefix-wrap input { padding-left: 28px; }
